Home
Start your finance journey with your trusted broker by choosing a loan below:
No impact on your credit file
Same day pre-approval
Best possible interest rate
Quick Application in 4 Easy Steps
Instant Finance Pre-Approval with no impact to your credit score.
Submit Your Personal Details
Provide basic information to kick off the process
Upload Your Documentation
Share any necessary paperwork to help us assess your application.
Get Pre-Approved
We’ll review and let you know if you’re pre-approved.
Sign Your Agreement
Once approved, sign your agreement and move forward with confidence.
Why Choose Us?
At Latem Finance, we take a different approach. We act as your personal finance broker, not tied to any particular lender, so our priority is always to serve your best interests. Here’s how we make your experience easier and more efficient.
We Work For You
Unlike traditional lenders, we take the time to understand your unique financial needs and work with a wide range of lenders to find the best financing option for you.
One-Stop Customer Service
You only need to make one phone call to get the best finance options and the right asset. Our expert car sourcing broker works alongside us to find the perfect asset that fits your needs and budget.
Save Time and Stress
We help you find the dream asset you’ve been searching for—all from the comfort of your office or home. We do the heavy lifting, so you don’t have to waste time with endless visits to showrooms or comparing finance deals.
End-to-End Support
From understanding your financial situation to delivering the best financing and asset options, we guide you every step of the way.
An Unrivaled Network of Lenders
Latem Finance connect you with an extensive panel of over 40 lenders, ensuring you have access to the most competitive finance solutions tailored to your needs. Our expertise and lender relationships make securing the right loan simple and stress-free.
Frequently Asked Questions
What documents do I need to apply for finance?
You’ll typically need to provide proof of identity, proof of income, proof of address, and details of any existing financial commitments (e.g., loans or credit). The specific documents may vary depending on the type of finance you’re applying for.
How long does the approval process take?
In most cases, we can provide a decision within 24–48 hours of receiving your application and all required documents. For more complex cases, it may take a bit longer.
Can I apply for car finance if I have bad credit?
Yes, we consider all types of credit histories. We work with you to find the best possible solution, even if your credit score isn’t perfect. Our team will guide you through options that could work within your circumstances.
What is the difference between pre-approval and final approval?
Pre-approval is an initial step that indicates how much you may be eligible to borrow based on the information provided. Final approval happens after all documentation is reviewed, and it confirms the loan terms and conditions.
What is the difference between pre-approval and final approval?
Pre-approval is an initial step that indicates how much you may be eligible to borrow based on the information provided. Final approval happens after all documentation is reviewed, and it confirms the loan terms and conditions.
What types of loans do you offer?
We offer a wide range of loans, including car finance, equipment finance, personal loans, business loans, novated lease and more. If you’re not sure which option is best for you, our team can help guide you to the right solution.
Is the application process online?
Yes! Our application process is quick and easy, and most of it can be done online from the comfort of your home. We also offer phone consultations to guide you through the process.
Got a question?
Fill in your details below and we’ll be in touch as soon as possible.